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Payment Options After Total and Permanent Disability or Separation From Service With UTC. If your vested account balance is $1,000.00 or more after you have become totally and permanently disabled or separated from service with UTC, you may have one or more of the following payment options available to you.

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Sign On. RACF ID or Email. ! Please fill out this field. Password. ! Please fill out this field. Remember my username. Log In. If you are a UTC employee, you can access your benefits and HR services through UPoint, a secure and user-friendly website. To log on, you need to enter your user ID and password, which are different from your UTC credentials. UPoint allows you to view and manage your health, retirement, and other benefits online.

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